Make 4 interest-free payments with Affirm*
When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price.
Buying with Affirm is simple
1. Fill your cart
When you’re done shopping, select Affirm at checkout.
2. Complete your purchase
Enter a few pieces of info for a real-time decision.
3. Pay over time
Make 4 payments every 2 weeks at affirm.com or in the Affirm app.
Say yes with confidence
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Never pay more than the price of your purchase.
It only takes a moment, and checking your eligibility won’t affect your credit score.
Affirm won’t charge you late fees or penalties of any kind, ever
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Returns are subject to the merchant's return policy. Customers must contact the merchant to return their purchase(s). Affirm will only issue a refund if the merchant receives the customer's returned items and processes the refund. Affirm will credit any loan payments the customer has made, up to the refund amount, to the original form of payment within 3 to 10 business days of the refund. The refund does not include interest paid on the loan.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.